Washika DAO is a framework and protocol aimed at transforming governance and financial inclusion for marginalized communities such as Village Community Banks (VICOBAs), Savings and Credit Cooperative Societies (SACCOS), and Chamas across communities in Africa and the global south overall. Built on the Celo blockchain and leveraging the use of stablecoins, Washika DAO provides a robust platform for savings, lending, and governance, designed to empower communities and promote sustainable economic growth.